PSR Retirement Services is an insurance and retirement planning office in Puerto Rico. Annuity and life insurance products are issued by insurance carriers and are subject to their terms, conditions, charges, and limitations. Guarantees are backed by the claims-paying ability of the issuing carrier. The guides and assessments on this page are educational and do not constitute legal, tax, or investment advice, nor an offer to sell securities. PSR Retirement Services is not affiliated with or endorsed by the U.S. Federal Government, the Office of Personnel Management (OPM), the Thrift Savings Plan (TSP), or any federal agency.